Top 3 Mortgage Lenders in Tamms

MidAmerica Mortgage has been serving the Southern Illinois and Southeast Missouri region for over 80 years, making them one of the most established mortgage lenders in the area. Their Cape Girardeau location is conveniently located just 30 minutes from Tamms and specializes in serving rural communities throughout Southern Illinois. They offer highly competitive rates with exceptional customer service ratings, particularly praised for their expertise in USDA rural development loans which are ideal for Tamms area homebuyers. Their team has extensive experience with first-time homebuyer programs and offers personalized guidance throughout the entire mortgage process.

Scott Credit Union has been serving Southern Illinois communities for over 75 years and is highly regarded for their competitive mortgage rates and exceptional member service. While based in Collinsville, they actively serve members throughout Southern Illinois including Tamms area residents. They consistently receive top marks for their low closing costs, flexible loan options, and personalized mortgage counseling. Their mortgage specialists are known for taking extra time to educate borrowers and help them find the perfect loan product. As a credit union, they prioritize member satisfaction over profits, resulting in some of the most competitive rates in the region.

First Mid Bank & Trust has deep roots in Southern Illinois with over 150 years of serving local communities. Their Carbondale location is just 25 minutes from Tamms and they have extensive experience with rural property financing throughout Alexander County. They offer a comprehensive range of mortgage products with particular expertise in construction loans and agricultural property financing. Customers consistently praise their local decision-making authority, fast turnaround times, and knowledgeable loan officers who understand the unique aspects of rural Southern Illinois real estate. Their long-standing community presence ensures they understand local market conditions and can provide tailored mortgage solutions.