Top 3 Mortgage Lenders in Toluca

Heartland Bank and Trust Company is a highly-rated regional bank with strong presence throughout North Central Illinois, including service to Toluca residents. With over 25 years of experience, they offer personalized mortgage services with local decision-making. Their mortgage team provides competitive rates on various loan programs including first-time homebuyer programs, and they're known for exceptional customer service with many reviewers praising their responsiveness and guidance throughout the homebuying process.

CrossCountry Mortgage has established itself as a top-rated mortgage lender serving the Toluca area with numerous positive reviews highlighting their expertise and customer-focused approach. They offer a comprehensive range of mortgage products with competitive rates and are particularly noted for their efficient processing and clear communication. Their local loan officers understand the Illinois housing market and provide personalized service for both purchase and refinance transactions.

Guaranteed Rate is one of the largest retail mortgage lenders in the U.S. with strong Illinois presence and service to Toluca residents. They're renowned for their digital mortgage experience and competitive rates, with many customers praising their streamlined process and transparency. With two decades of experience, they offer a wide variety of loan programs and have received numerous industry awards for their innovative technology and customer service excellence in the mortgage industry.