Top 3 Mortgage Lenders in Urbana

UIECU is one of the most trusted mortgage lenders in the Champaign-Urbana area, serving the community for over 80 years. They offer highly competitive rates and personalized service with deep local market knowledge. Their mortgage specialists are known for guiding borrowers through the entire process with exceptional customer care, particularly strong with first-time homebuyer programs and university employees.

CIBM Bank has been a cornerstone of central Illinois banking for decades, with a strong mortgage division serving Urbana and surrounding communities. They're particularly noted for their construction lending expertise and local underwriting decisions. Customers consistently praise their responsive service, competitive rates, and the ability to close loans quickly with local decision-making.

Guaranteed Rate's Champaign office serves the Urbana market with national lending power combined with local expertise. They're renowned for their digital mortgage experience and competitive pricing. The local team has extensive experience with University of Illinois faculty and staff mortgages, and they consistently receive top marks for their efficient process and excellent communication throughout the loan journey.