Top 3 Mortgage Lenders in Virginia

First Trust Mortgage is one of Central Illinois' most highly-rated mortgage lenders with over two decades of serving the Virginia, IL area. They maintain exceptional 4.9-star ratings across multiple review platforms with particular praise for their personalized service and competitive rates. As a local mortgage broker with deep roots in the region, they specialize in helping rural and small-town homebuyers navigate the mortgage process with expertise in USDA and VA loans that are particularly relevant to the Virginia area.

INB Mortgage, part of INB Bank, has been serving Central Illinois communities including Virginia for over 20 years with consistently high customer satisfaction ratings. Their local underwriting and decision-making process allows for faster closings and personalized service that national lenders can't match. They're particularly noted for their construction lending expertise and competitive conventional loan rates, with many customers praising their responsiveness and attention to detail throughout the mortgage process.

Town and Country Bank has built a strong reputation throughout Central Illinois with their mortgage division earning consistent 4.7-star ratings for their service to communities like Virginia. They combine local decision-making with comprehensive loan options and are particularly respected for their first-time homebuyer programs and rural lending expertise. Customers frequently mention their straightforward communication and ability to close loans efficiently while providing competitive rates that stand up well against larger national lenders.