Top 3 Mortgage Lenders in Walshville

Scott Credit Union stands out as one of southern Illinois' most respected mortgage lenders with an exceptional 4.8-star rating. While headquartered in Maryville, they serve the entire region including Walshville and Montgomery County. With 75 years of financial service experience, they offer highly competitive rates and personalized service through local loan officers who understand rural Illinois markets. Their extensive mortgage portfolio includes specialized USDA loans perfect for Walshville's rural character, plus they offer first-time homebuyer programs with down payment assistance. Members consistently praise their transparent process, responsive communication, and ability to close loans efficiently.

First Mid Bank & Trust brings over a century and a half of banking expertise to central and southern Illinois communities including Walshville. With a strong 4.7-star rating, they're particularly valued for their agricultural and rural property lending experience. Their local loan officers provide personalized service with deep knowledge of Montgomery County's real estate market. They offer competitive conventional and government-backed loans, plus specialized construction and agricultural financing that suits Walshville's needs. Customers consistently highlight their professional yet personable approach, local decision-making authority, and commitment to community banking values.

Heartland Credit Union serves multiple counties across central Illinois including Montgomery County where Walshville is located. With an 85-year history and 4.6-star rating, they've built a strong reputation for mortgage lending with particularly strong first-time homebuyer programs. Their mortgage specialists are praised for walking members through every step of the process and explaining options clearly. They offer competitive rates with low or no closing cost options and specialize in USDA rural development loans that work well for Walshville residents. Members appreciate their local service approach combined with the resources of a established financial institution.