Top 3 Mortgage Lenders in West Point

Adams County Credit Union stands out as a top-rated mortgage lender serving West Point and surrounding rural areas. As a community-focused financial institution with deep roots in Adams County, they offer personalized mortgage services with competitive rates. Their loan officers have extensive experience with rural property financing and USDA loans, which are particularly relevant for West Point residents. The credit union consistently receives high marks for their responsive customer service, local decision-making, and commitment to helping members achieve homeownership with favorable terms.

First Mid Bank & Trust has been serving West Central Illinois communities for over 150 years, making them one of the most established and trusted mortgage lenders in the region. Their Quincy location provides convenient access for West Point residents seeking mortgage financing. They excel in offering competitive rates on various loan products, with particular strength in agricultural and rural property lending. Customers consistently praise their knowledgeable loan officers, streamlined application process, and long-term commitment to the communities they serve throughout Illinois.

Union Home Mortgage has built an excellent reputation throughout Central Illinois for their comprehensive mortgage services and exceptional customer care. While based in Springfield, they actively serve West Point and surrounding rural communities with specialized knowledge of the local real estate market. They're particularly noted for their expertise in USDA rural development loans, which benefit many West Point area homebuyers. The company receives consistent praise for their responsive communication, competitive rates, and ability to close loans efficiently while providing personalized guidance throughout the entire mortgage process.