Top 3 Mortgage Lenders in Westchester

Guaranteed Rate is one of Chicago's largest and most respected mortgage lenders with a strong presence throughout the Chicago metropolitan area, including Westchester. Founded in 2000, they've built an exceptional reputation for competitive rates, streamlined digital mortgage processes, and outstanding customer service. Their local Oakbrook Terrace office serves Westchester residents with personalized attention while leveraging national lending power. They consistently receive top ratings for their efficient closing processes, transparent pricing, and wide variety of loan products including specialized programs for first-time homebuyers.

Wintrust Mortgage has been serving the Chicago area for over three decades with deep roots in Illinois communities. As part of the Wintrust Financial Corporation, they offer the stability of a local bank with the resources of a major mortgage lender. Their Oak Brook location provides convenient service to Westchester homebuyers with local underwriting and decision-making. They're particularly praised for their construction lending expertise, personalized service approach, and competitive jumbo loan products. Customers consistently highlight their responsive communication and smooth closing experiences.

Alliant Credit Union has been serving the Chicago region since 1935 and is one of the largest credit unions in the nation. While headquartered in Chicago, they actively serve members throughout the Westchester area with highly competitive rates and member-focused service. As a not-for-profit financial cooperative, they typically offer lower fees and better terms than traditional banks. They receive excellent marks for their first-time homebuyer programs, digital mortgage experience, and exceptional member service. Their long-standing community presence and commitment to member satisfaction make them a top choice for Westchester homebuyers.