Top 3 Mortgage Lenders in Wood River

STL Mortgage is a highly-rated regional mortgage lender serving the entire St. Louis metropolitan area, including Wood River and surrounding Illinois communities. With exceptional 4.9-star ratings across multiple platforms, they specialize in making the mortgage process straightforward and stress-free. Their team of experienced loan officers provides personalized service with competitive rates on all loan types, particularly strong with first-time homebuyer programs and VA loans. They've built a reputation for quick closings and excellent communication throughout the loan process, with deep knowledge of the local Illinois and Missouri housing markets.

As one of the largest and most established credit unions in the Metro East area, Scott Credit Union has been serving Wood River residents for decades. With multiple branches throughout Madison County and stellar 4.8-star ratings, they offer competitive mortgage rates and exceptional member service. Their mortgage specialists provide personalized guidance through the entire home buying process, with particular strength in first-time homebuyer programs and local down payment assistance options. As a member-owned institution, they consistently rank among the top mortgage lenders in Southern Illinois for customer satisfaction and competitive pricing.

Paramount Bank Mortgage has built a strong reputation throughout the St. Louis metro region, including consistent service to Wood River and surrounding Illinois communities. With 4.7-star ratings and over two decades of experience, they offer a comprehensive range of mortgage products with competitive rates and flexible terms. Their team of local loan officers provides personalized service and deep knowledge of the regional housing market. Particularly noted for their efficient processing and closing timelines, Paramount excels at both purchase mortgages and refinance options, with special expertise in jumbo loans and construction financing for Illinois residents.