Top 3 Mortgage Lenders in Zeigler

First Mid Bank & Trust is a highly respected regional bank with deep roots in Southern Illinois, serving the Zeigler area through their nearby Benton location. With over 150 years of operation, they offer exceptional local decision-making and personalized service. Their mortgage team provides competitive rates on all major loan types and is particularly known for their expertise in rural housing loans including USDA options, which are relevant for the Zeigler area. Customers consistently praise their responsive communication and smooth closing processes.

Scott Credit Union has been serving Southern Illinois communities for over 75 years and maintains a strong presence in Franklin County near Zeigler. As a member-owned financial cooperative, they offer highly competitive mortgage rates and lower fees than many traditional banks. Their mortgage specialists are praised for their educational approach, particularly helpful for first-time homebuyers. SCU offers a comprehensive range of mortgage products and has received numerous awards for customer service and financial strength.

Fairway Independent Mortgage is a nationally recognized lender with strong local loan officers serving the Zeigler area. With an exceptional 4.9 rating from hundreds of reviews, they're known for their efficient processing and competitive rates. Their local mortgage professionals have extensive knowledge of Southern Illinois real estate markets and specialize in both purchase and refinance transactions. Fairway consistently ranks among the top mortgage lenders nationally for customer satisfaction and offers innovative technology for easy application tracking.