Top 3 Mortgage Lenders in Athens

Schools Credit Union is a highly-rated regional financial institution serving multiple counties in north-central Indiana, including Athens and surrounding areas. With over 65 years of operation, they have built a strong reputation for personalized mortgage services and competitive rates. Their mortgage team specializes in rural and small-town home financing, offering USDA loans that are particularly beneficial for Athens residents. Members consistently praise their local decision-making process, transparent fee structure, and exceptional customer service throughout the loan process.

First Financial Bank has deep roots in Indiana with over 150 years of service to local communities. Their mortgage division serves the Athens area through their Marion banking center, providing comprehensive home loan solutions with local underwriting expertise. They are particularly known for their first-time homebuyer programs and construction loans, which are valuable for rural properties. Customers appreciate their competitive rates, straightforward application process, and the ability to work with local loan officers who understand the specific needs of Grant County residents.

Ruoff Mortgage is an Indiana-based mortgage lender with an exceptional reputation statewide, serving Athens and surrounding rural communities. Founded in Fort Wayne, they have extensive experience with Indiana property financing and consistently receive top ratings for customer satisfaction. Their specialized knowledge of USDA rural development loans makes them an excellent choice for Athens residents. Ruoff is renowned for their efficient processing, competitive rates, and dedicated loan officers who provide personalized service. They have consistently been ranked among the top mortgage lenders in the Midwest.