Top 3 Mortgage Lenders in Austin

As the primary credit union serving Scott County and the greater Austin area, Scott County Federal Credit Union has built an exceptional reputation for personalized mortgage lending with deep local market knowledge. They consistently receive high marks for their community-focused approach, competitive rates, and exceptional customer service. Their mortgage specialists provide one-on-one guidance through the entire home buying process, offering a comprehensive range of loan products tailored to both first-time and experienced homebuyers in Southern Indiana.

German American Bank has been a trusted financial institution in Southern Indiana for over a century, with a strong presence in Scott County and active service to Austin residents. They offer highly competitive mortgage rates and a streamlined application process with local decision-making. Their experienced mortgage team provides personalized service with deep understanding of the local real estate market. The bank is particularly noted for their construction lending expertise and flexible financing options for various property types throughout the region.

While headquartered in Louisville, Stock Yards Bank & Trust has established itself as a premier mortgage lender serving Southern Indiana communities including Austin. They bring big-bank capabilities with community bank service, offering highly competitive rates and exceptional customer satisfaction. Their mortgage team includes specialists familiar with Indiana housing markets who can provide personalized guidance and efficient processing. The bank is particularly strong in construction lending and jumbo loans while maintaining excellent service for conventional mortgage products.