Top 3 Mortgage Lenders in Bedford

IU Credit Union is one of Southern Indiana's most trusted mortgage lenders with an exceptional reputation for personalized service and competitive rates. While headquartered in Bloomington, they actively serve the Bedford community and surrounding Lawrence County area. Their mortgage team provides comprehensive guidance through first-time homebuyer programs, construction loans, and various refinance options. Members consistently praise their local decision-making, transparent process, and educational approach to mortgage lending.

First Financial Bank maintains a strong physical presence in Bedford with their local branch and dedicated mortgage team. As an established community bank with deep Indiana roots, they offer the advantage of local underwriting and decision-making combined with the resources of a larger financial institution. Their mortgage specialists are known for providing personalized attention throughout the entire home buying process, with particular expertise in rural housing loans and construction financing that serves the Bedford market well.

Ruoff Mortgage is Indiana's largest independent mortgage lender with an outstanding reputation statewide, including strong service in the Bedford area. Despite being headquartered in Fort Wayne, they have loan officers who specialize in Southern Indiana markets and provide exceptional digital mortgage experiences alongside personalized local service. They consistently receive top marks for their efficient processing, competitive rates, and extensive experience with all loan types, particularly excelling with VA and first-time homebuyer programs that benefit Bedford residents.