Top 3 Mortgage Lenders in Bloomington

As Bloomington's premier local financial institution with deep community roots, Indiana University Credit Union consistently ranks as the highest-rated mortgage lender serving the Bloomington area. Their mortgage team specializes in serving faculty, staff, students, and community members with personalized service and competitive rates. With extensive experience in Monroe County's unique real estate market, they offer specialized first-time homebuyer programs and have exceptional knowledge of local property types from downtown condos to rural properties. Their digital mortgage process combines with in-person service for a seamless experience.

As a community bank with over a century of service to Southern Indiana, Peoples State Bank maintains one of Bloomington's most respected mortgage lending operations. Their local underwriting and decision-making process allows for faster closings and personalized service. The mortgage team has deep expertise in Bloomington's diverse housing market, from historic homes near campus to new developments on the west side. They're particularly known for their construction lending expertise and ability to work with self-employed borrowers and unique financial situations that larger lenders might decline.

First Financial Bank brings extensive regional mortgage expertise to Bloomington with a dedicated local lending team that understands the nuances of the Monroe County market. As one of the oldest financial institutions in the region, they offer stable, reliable mortgage services with competitive rates and a wide range of loan products. Their Bloomington branch features experienced loan officers who live and work in the community, providing personalized service for everything from starter homes to luxury properties. They're particularly strong in jumbo lending and offer specialized programs for medical professionals and university employees.