Top 3 Mortgage Lenders in Clay City

Old National Bank has been serving Indiana communities for nearly 190 years and maintains a strong presence in the Clay City area through their Terre Haute branch. They offer comprehensive mortgage services with personalized local underwriting and decision-making. Their mortgage team receives exceptional ratings for their knowledge of rural Indiana housing markets and their ability to handle unique property types common in Clay County. Customers consistently praise their competitive rates, transparent process, and exceptional customer service for both purchase and refinance transactions.

Indiana Members Credit Union serves the entire state of Indiana including Clay City residents, offering highly competitive mortgage rates and exceptional member service. Their mortgage specialists are praised for guiding borrowers through the entire process with clear communication and minimal stress. IMCU specializes in first-time homebuyer programs and offers various down payment assistance options that are particularly valuable in rural markets like Clay City. Their digital mortgage application process receives high marks for convenience while maintaining personal service throughout.

Ruoff Mortgage is an Indiana-based mortgage lender with statewide reach that specializes in serving rural communities like Clay City. They have built an outstanding reputation for their expertise in USDA rural development loans, which are particularly relevant for Clay City homebuyers. Their loan officers are known for their deep knowledge of Indiana's housing markets and their ability to close loans quickly and efficiently. Ruoff receives consistently excellent reviews for their responsive communication, competitive rates, and their commitment to making the mortgage process straightforward and transparent for all borrowers.