Top 3 Mortgage Lenders in Columbia City

Lake City Bank is the largest locally headquartered bank in northeast Indiana and has deep roots in Columbia City with a physical branch location. They offer personalized mortgage services with local decision-making, competitive rates, and extensive experience with both primary homes and investment properties in Whitley County. Their mortgage team is known for exceptional customer service and guiding borrowers through the entire home financing process with expertise in rural and suburban property lending.

Ruoff Mortgage is one of Indiana's most highly-rated mortgage lenders with a strong presence throughout northeast Indiana, including Columbia City. Founded in Fort Wayne, they have decades of experience serving the region with exceptional customer satisfaction ratings. They're particularly noted for their digital mortgage process, competitive rates, and expertise with VA and first-time homebuyer programs. Their local loan officers understand the Columbia City market and provide personalized service with quick turnaround times.

Guardian Savings Bank has been serving the Columbia City community for over a century with a physical branch located in the heart of downtown. They offer comprehensive mortgage services with local underwriting and decision-making, making them particularly strong for construction loans and rural property financing in Whitley County. Their experienced loan officers provide personalized attention and understand the local real estate market dynamics, offering competitive rates and flexible terms for both purchase and refinance transactions.