Top 3 Mortgage Lenders in Columbus

Centra Credit Union stands out as Columbus' premier local mortgage lender with deep community roots and exceptional member service. As a not-for-profit financial cooperative, Centra offers highly competitive rates and personalized mortgage solutions. Their mortgage team provides comprehensive guidance through the entire home buying process, with special expertise in first-time homebuyer programs and local market knowledge. With multiple Columbus locations and a reputation for responsive, transparent service, they consistently receive high marks for making the mortgage process straightforward and stress-free for local homebuyers.

First Financial Bank brings over 150 years of banking experience to Columbus homebuyers with a strong local presence and regional expertise. Their mortgage division is particularly noted for competitive construction and renovation loans, serving Columbus's active housing market. The local mortgage team provides personalized service with quick turnaround times and flexible underwriting. Customers consistently praise their professionalism, local decision-making authority, and ability to navigate complex loan scenarios. As a community-focused institution, they understand the specific needs of Bartholomew County residents.

Ruoff Mortgage has built an outstanding reputation as one of Indiana's top mortgage lenders with a strong Columbus presence. Known for their "No Surprises" approach and exceptional customer service, they consistently rank among the highest-rated mortgage companies in the region. Their experienced loan officers provide comprehensive guidance through every step of the mortgage process, with particular strength in first-time homebuyer programs and competitive rate options. With deep Indiana roots and extensive local market knowledge, Ruoff receives consistent praise for their transparency, communication, and ability to close loans efficiently.