Top 3 Mortgage Lenders in Daleville

First Merchants Bank stands out as the premier local mortgage lender in Daleville with an actual physical branch location in town. As a well-established regional bank founded in 1995, they offer the advantage of local decision-making combined with the resources of a larger institution. Their mortgage team has deep roots in the Delaware County community and specializes in personalized service for first-time homebuyers, move-up buyers, and investment property financing. Customers consistently praise their responsive communication, competitive rates, and seamless closing process. Their local presence allows for face-to-face consultations and strong relationships with real estate professionals throughout East Central Indiana.

While now operating as First Financial Bank following their merger, the former MutualFirst Financial team maintains their strong reputation for mortgage lending throughout Delaware County, including Daleville. With over two decades of experience serving East Central Indiana, they're particularly noted for their first-time homebuyer programs and competitive construction loan options. Their mortgage specialists are praised for guiding clients through the entire process with exceptional attention to detail and local market knowledge. They offer special programs for teachers, healthcare workers, and other community professionals, demonstrating their commitment to serving the local population.

Ruoff Mortgage has built an exceptional reputation throughout Indiana as one of the highest-rated mortgage lenders, with a strong presence in the Muncie/Daleville area. Founded in 2009, they've rapidly grown through their commitment to customer satisfaction and competitive pricing. They're particularly noted for their digital mortgage experience combined with local, personalized service. Customers consistently highlight their efficient processing, transparent communication, and ability to close loans quickly. Their team includes specialists in VA loans, making them an excellent choice for military families in the Daleville area. Their extensive experience with Indiana-specific programs and local appraiser relationships ensures smooth transactions for Daleville homebuyers.