Top 3 Mortgage Lenders in Derby

First Federal Savings Bank is a highly-rated community bank serving Southeast Indiana for over 130 years, making them one of the most established lenders in the region. They maintain a 4.8-star rating from numerous satisfied customers who praise their personalized service, local decision-making, and competitive rates. As a community bank with deep roots in Jefferson County and surrounding areas, they have extensive experience serving rural communities like Derby. Their mortgage team includes experienced loan officers who understand the unique needs of Southern Indiana homebuyers and offer a comprehensive range of loan products with the flexibility of local underwriting.

German American Bank has built a strong reputation throughout Southern Indiana with exceptional mortgage services and local expertise. With a 4.7-star rating from over 100 reviews, customers consistently praise their responsive service, competitive rates, and smooth closing process. They have multiple branches throughout the region and specifically serve the Madison/Derby area with dedicated mortgage professionals who understand the local real estate market. Their long history in the community (founded in 1910) combined with modern digital mortgage tools provides borrowers with both convenience and trusted local service.

Your Community Bank lives up to its name by providing exceptional mortgage services to the Derby and greater Madison area. With a 4.6-star rating from numerous local customers, they've earned trust through transparent processes, competitive rates, and personalized attention. Their mortgage team specializes in helping buyers in rural and small-town Southern Indiana communities, offering flexible underwriting and local decision-making that larger national lenders can't match. Founded in 1999, they've built a strong reputation for reliability and customer satisfaction, with particular expertise in first-time homebuyer programs and government-backed loans that work well for the Derby market.