Top 3 Mortgage Lenders in Farmland

First Merchants Bank stands out as one of the top regional mortgage lenders serving East Central Indiana, including Farmland. With deep roots in the community since 1893, they offer personalized service through local banking centers while providing competitive rates and a comprehensive range of loan products. Their mortgage team receives consistently high marks for responsiveness, local market knowledge, and guiding borrowers through the entire process. As a community-focused institution with strong financial stability, they understand the specific needs of rural Indiana homebuyers and offer specialized programs for first-time buyers and agricultural properties.

PrimeTrust Financial Credit Union has built an exceptional reputation for mortgage lending throughout Delaware County and surrounding areas including Farmland. As a member-owned cooperative, they consistently offer competitive rates and lower fees than many traditional banks. Their mortgage specialists are praised for providing personalized attention and making the home financing process straightforward and transparent. With multiple branch locations in the region and robust online services, they combine local community understanding with modern convenience. Members particularly appreciate their first-time homebuyer programs and flexible underwriting approach.

New American Funding's Richmond office serves the Farmland area with nationally recognized mortgage expertise and local market knowledge. This lender receives outstanding reviews for their diverse loan programs, competitive pricing, and exceptional customer service. They specialize in serving diverse communities and offer unique programs like their "New American Dream" loan for buyers with non-traditional credit. Their local loan officers understand the specific dynamics of Eastern Indiana's housing market while leveraging the resources of a national lender. Customers consistently praise their efficient processing, clear communication, and ability to close loans quickly.