Top 3 Mortgage Lenders in Franklin

As Franklin's hometown credit union with over 85 years of community service, Franklin First Financial offers deeply personalized mortgage services with exceptional local knowledge. They consistently receive outstanding reviews for their competitive rates, low fees, and exceptional customer service. Their mortgage specialists live and work in the community, providing face-to-face service and understanding local real estate market conditions. Members praise their streamlined application process and willingness to work with first-time homebuyers.

With a physical branch located directly in Franklin, First Merchants Bank brings over a century of banking expertise to local homebuyers. They offer a comprehensive range of mortgage products with competitive rates and have built a strong reputation for reliability and personalized service. Customers consistently praise their local loan officers for being responsive, knowledgeable about the Johnson County market, and providing clear communication throughout the entire mortgage process from application to closing.

As one of Indiana's largest and most respected mortgage lenders, Ruoff Mortgage has served Franklin and surrounding communities for over six decades. They receive exceptional ratings for their competitive rates, efficient processing, and extensive mortgage expertise. While headquartered in Carmel, they actively serve the Franklin market with dedicated loan officers who understand local housing dynamics. Customers consistently highlight their smooth closing processes, transparent communication, and ability to handle complex mortgage scenarios with professionalism.