Top 3 Mortgage Lenders in Lexington

German American Bank is a highly-rated regional financial institution with deep roots in Southern Indiana. While based in Jasper, they have multiple branches throughout the region and actively serve the Lexington area. They consistently receive excellent customer reviews for their personalized mortgage services, competitive rates, and local decision-making. Their mortgage team specializes in both purchase and refinance loans with particular expertise in rural and semi-rural properties common in the Lexington area. Customers praise their responsive communication and smooth closing processes.

Scott County Mortgage is a locally-owned mortgage broker serving Southern Indiana communities including Lexington. They have built an outstanding reputation for providing exceptional customer service and finding the best loan products for their clients. Specializing in rural housing loans and first-time homebuyer programs, they excel at navigating USDA and VA loans which are popular in the Lexington area. Their team of experienced loan officers provides personalized guidance throughout the entire mortgage process, with many customers noting their expertise in handling unique property situations common in rural Indiana.

The Napoleon State Bank is a longstanding community bank that has been serving Southeast Indiana for over a century. They have extensive experience with mortgage lending in rural communities like Lexington and understand the unique needs of homeowners in these areas. Their mortgage department offers competitive rates and flexible terms, with particular strength in construction loans and agricultural property financing. As a local bank, they provide the advantage of local underwriting and decision-making, which often results in faster closings and more personalized service than larger institutions.