Top 3 Mortgage Lenders in Miami

First Federal Savings Bank of Peru is a highly-rated community bank with deep roots in Miami County and surrounding areas. While based in nearby Peru, they actively serve the Miami, IN community with personalized mortgage services. They maintain exceptional 4.8-star ratings across multiple review platforms, emphasizing their commitment to local homebuyers. With 85+ years of continuous operation, they offer competitive rates and a full range of mortgage products, including specialized construction loans that are particularly valuable in rural areas like Miami. Their local loan officers provide hands-on guidance through the entire mortgage process.

Horizon Bank is a well-established regional financial institution with strong presence throughout north central Indiana, including service to Miami residents. With over a century and a half of banking experience, they bring extensive mortgage expertise to the table. They consistently receive high marks for customer service and competitive mortgage rates. Their Kokomo branch location provides convenient access for Miami homebuyers, and they offer comprehensive digital mortgage tools alongside personalized local service. Horizon Bank is particularly noted for their first-time homebuyer programs and flexible underwriting for rural properties.

Logansport Savings Bank has been serving north central Indiana communities for over 135 years, including the Miami area. They maintain excellent 4.7-star ratings for their mortgage services, with particular strength in construction and rural property financing. As a community-focused institution, they provide personalized service and local underwriting decisions that benefit buyers in smaller markets like Miami. Their experienced mortgage team understands the unique aspects of rural Indiana real estate and offers competitive programs specifically designed for the region's housing market.