Top 3 Mortgage Lenders in Oxford

Ruoff Mortgage is one of Indiana's most respected and highest-rated mortgage lenders with a strong presence throughout the state. Founded in Fort Wayne and now serving communities across Indiana, they have built an exceptional reputation for competitive rates, personalized service, and local expertise. Their team specializes in first-time homebuyer programs and offers a streamlined digital mortgage process. With numerous local awards and consistently high customer satisfaction ratings, Ruoff Mortgage has deep roots in Indiana communities and extensive experience serving rural areas like Oxford.

Merchants Bank of Indiana has been serving Hoosier communities for over 130 years with a strong focus on local lending and community banking. As a well-established regional bank with multiple branches throughout the area, they offer personalized mortgage services with local decision-making. Their mortgage team provides competitive rates and flexible terms, with particular expertise in construction loans and rural property financing. The bank maintains an excellent reputation for customer service and has deep community ties throughout the Lafayette metropolitan area, including Oxford and surrounding Benton County.

First Financial Bank has been a trusted mortgage lender in Indiana for decades, with strong community banking roots and extensive experience serving the Lafayette and Oxford areas. They offer a comprehensive range of mortgage products with competitive rates and exceptional local service. Their mortgage specialists are known for guiding borrowers through the entire process with personalized attention, particularly benefiting first-time homebuyers and those purchasing in rural communities. As a community-focused institution with multiple local branches, they provide the convenience of local service combined with the resources of an established regional bank.