Top 3 Mortgage Lenders in Patricksburg

Ruoff Mortgage is one of Indiana's most respected mortgage lenders with deep roots across the state. Travis Smith and his team consistently receive exceptional reviews for their expertise in rural and small-town Indiana properties, making them an excellent choice for Patricksburg residents. They specialize in first-time homebuyer programs, USDA rural development loans perfect for Owen County, and offer competitive rates with personalized service. Their long-standing presence in Southern Indiana and extensive experience with local property types makes them a top-tier option.

Union Savings Bank has been serving Owen County and surrounding areas for over a century, with their Spencer location being particularly convenient for Patricksburg residents. Josh Miley and his mortgage team are highly rated for their local knowledge and community-focused approach. As a community bank, they offer personalized service and understand the unique aspects of rural Indiana properties. Their construction lending expertise is valuable for Patricksburg area homes, and they maintain strong relationships with local real estate professionals.

Indiana Members Credit Union has a strong presence throughout Southern Indiana and serves Owen County residents effectively. Their mortgage department receives consistently high marks for competitive rates, exceptional member service, and specialized programs for rural properties. IMCU offers unique benefits including lower closing costs for members and flexible underwriting for properties in communities like Patricksburg. Their USDA loan expertise is particularly valuable for the area, and they have a reputation for making the mortgage process straightforward and transparent.