Top 3 Mortgage Lenders in Pendleton

Ruoff Mortgage is one of Indiana's most respected and highest-rated mortgage lenders with deep roots in Madison County. Founded in Fort Wayne and now serving the entire state, they have a strong presence in the Anderson area just minutes from Pendleton. With over 35 years of experience, they've built an exceptional reputation for competitive rates, personalized service, and streamlined digital mortgage processes. Their 4.8-star rating across thousands of reviews reflects consistent customer satisfaction and their commitment to making home financing accessible throughout central Indiana.

As one of Indiana's largest credit unions, Elements Financial has been serving central Indiana communities for over seven decades. While headquartered in Indianapolis, they actively serve Madison County residents including those in Pendleton. Their mortgage division receives consistently high marks for competitive rates, low fees, and exceptional member service. The credit union structure allows them to offer favorable terms and personalized guidance throughout the homebuying process, with dedicated mortgage specialists who understand the local Indiana market.

Guild Mortgage is a nationally recognized lender with strong Indiana operations that serve the Pendleton area through their central Indiana branches. With over 60 years in business, they've built an outstanding reputation for expertise in various loan programs and exceptional customer service. Their 4.9-star rating reflects their commitment to making the mortgage process smooth and transparent. Guild specializes in helping borrowers find the right loan product for their situation, with particular strength in first-time homebuyer programs and government-backed loans that benefit rural communities like Pendleton.