The Best Mortgage Lenders in Remington, IN
Compare verified mortgage lenders serving Remington, Indiana. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Remington
Featured Mortgage Lenders
Guaranteed Rate
Guaranteed Rate, Inc.
Guaranteed Rate is a top-rated national mortgage lender with a strong presence in Indiana, known for its innovative digital mortgage platform and highly competitive rates. They consistently receive excellent customer reviews for their efficient processing, transparency, and dedicated support. With over two decades of experience, they serve Remington and surrounding areas through local loan officers who provide personalized service for various loan types, making them a reliable choice for homebuyers seeking a seamless mortgage experience.
Loan Types:
Fairway Independent Mortgage
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage is highly regarded for its exceptional customer service and deep community involvement in Indiana. With nearly three decades of experience, they offer a comprehensive range of loan products and have local experts who understand the nuances of the Remington area market. Their high ratings stem from a commitment to personalized guidance, competitive rates, and a streamlined application process, making them a trusted partner for first-time homebuyers and refinancers alike.
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Movement Mortgage
Movement Mortgage, LLC
Movement Mortgage is a reputable national lender with a strong focus on community support and customer satisfaction, serving Remington and broader Indiana regions. Founded in 2008, they are praised for their fast, efficient loan processing and competitive pricing. Their local loan officers provide tailored solutions for various home financing needs, backed by a commitment to integrity and reliability, as reflected in their consistently high customer reviews and dedication to making homeownership accessible.
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Frequently Asked Questions
Common questions about mortgage lending in Remington, IN
What are the current mortgage rates like in Remington, IN, and how do they compare to the national average?
Mortgage rates in Remington are generally competitive and often align closely with national averages. However, local credit unions and community banks in Jasper County sometimes offer special promotions or slightly lower rates for residents. It's best to get quotes from both local and national lenders to find the best deal for your specific situation.
Are there any first-time homebuyer programs specific to Remington or Jasper County that I should know about?
While Remington itself doesn't have a city-specific program, the Indiana Housing and Community Development Authority (IHCDA) offers programs like the Next Home and My Home programs, which are available statewide, including in Jasper County. These programs provide down payment assistance and affordable fixed-rate mortgages, which are particularly valuable in Remington's affordable housing market.
How does Remington's rural location and proximity to agriculture impact mortgage lending and property appraisals?
Remington's rural character means appraisals often need to account for unique property features like acreage, outbuildings, or agricultural potential, which can differ from urban appraisals. Lenders familiar with the area understand these factors and can help navigate USDA Rural Development loans, which are popular here and offer 100% financing for eligible buyers in this designated rural area.
What types of properties in Remington typically qualify for USDA Rural Development loans?
Most properties in and around Remington qualify for USDA loans since the entire area is designated as rural by the USDA. This includes single-family homes on lots of varying sizes, as long as they meet USDA property standards. These loans are an excellent option for buyers with moderate incomes looking to purchase in Remington's more affordable neighborhoods or surrounding countryside.
How do property taxes in Jasper County affect my mortgage payments and overall affordability in Remington?
Jasper County has relatively moderate property tax rates compared to many parts of Indiana, which helps keep overall housing costs affordable in Remington. Your lender will calculate these taxes into your monthly escrow payment, and current rates typically range between 0.8% to 1.2% of assessed value. This tax advantage makes homeownership more accessible in the Remington area.
Why Choose a Mortgage Lender in Remington?
Local Market Knowledge
Lenders who understand Remington's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Indiana.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Remington and get competitive rates on your home loan.