Top 3 Mortgage Lenders in Selma

First Merchants Bank stands out as a top-rated regional lender with deep roots in East Central Indiana, serving Selma and surrounding communities for over 130 years. Their mortgage team receives exceptional ratings for personalized service and local decision-making. As a community-focused bank with multiple branches throughout Delaware County, they offer competitive rates and a wide range of loan products. Customers consistently praise their responsive communication, smooth closing processes, and expertise in rural and suburban property financing. Their long-standing presence in the region ensures they understand local market conditions and can provide tailored mortgage solutions for Selma residents.

PrimeTrust Federal Credit Union has built an outstanding reputation for mortgage lending throughout Delaware County, including Selma. As a member-owned financial institution, they prioritize customer satisfaction over profits, resulting in highly competitive rates and fees. Their mortgage specialists receive consistent praise for patient guidance through the entire homebuying process, particularly for first-time buyers. With deep community ties and local underwriting, they offer flexible qualification standards and personalized service that larger national lenders can't match. Members appreciate the transparent process, minimal closing costs, and ongoing support long after the loan closes.

Ruoff Mortgage is an Indiana-based mortgage lender with an exceptional reputation statewide, serving Selma through their extensive network of loan officers. With over 60 years in business, they've perfected the mortgage process with cutting-edge technology combined with personalized service. They consistently earn top ratings for their competitive rates, efficient processing, and outstanding customer communication. As one of the largest mortgage lenders headquartered in Indiana, they maintain strong relationships with local real estate professionals while offering the resources of a major lender. Their digital application platform and dedicated loan tracking system ensure a smooth, transparent experience from application to closing.