Top 3 Mortgage Lenders in Shelbyville

First Financial Bank stands out as Shelbyville's premier local mortgage lender with deep community roots and exceptional customer satisfaction ratings. As a longstanding community bank with physical branches throughout Shelby County, they offer personalized service and local underwriting decisions. Their mortgage team has extensive experience with Indiana's housing market and provides competitive rates with various loan programs including specialized rural development loans perfect for Shelby County properties. Customers consistently praise their responsive communication and smooth closing processes.

Centra Credit Union has built an outstanding reputation throughout central Indiana with their member-focused mortgage lending approach. Their Shelbyville branch provides accessible local service with the benefits of a larger credit union's resources. They excel at first-time homebuyer programs and offer competitive rates to members. Reviewers consistently highlight their patient, educational approach to the mortgage process and exceptional customer service. Their long history in Indiana communities ensures deep understanding of local real estate markets.

Ruoff Mortgage is one of Indiana's highest-rated mortgage lenders with extensive experience serving Shelbyville and surrounding communities. While headquartered in Carmel, they maintain strong presence throughout central Indiana with dedicated local loan officers. They consistently receive top marks for competitive rates, efficient processing, and exceptional customer communication. Their digital mortgage platform combined with personalized service makes the home financing process smooth and transparent. Ruoff has earned numerous industry awards and maintains nearly perfect customer satisfaction ratings across thousands of reviews.