Top 3 Mortgage Lenders in Somerset

Ruoff Mortgage is one of Indiana's most reputable and highest-rated mortgage lenders, consistently ranked among the top mortgage companies in the state. With over 30 years of experience serving Indiana communities, they have built a strong reputation for competitive rates, exceptional customer service, and streamlined loan processes. They specialize in first-time homebuyer programs and offer a wide range of loan products with local underwriting and processing. Their digital mortgage platform combined with personalized service makes them a top choice for Somerset area residents seeking reliable mortgage financing.

First Merchants Bank is a well-established regional bank with deep roots in Indiana communities, serving the Somerset area through their extensive branch network. With over 125 years in banking and decades of mortgage lending experience, they offer competitive rates and personalized service. Their mortgage team provides local decision-making and understands the unique needs of Indiana homebuyers. They excel at construction loans and offer special programs for rural properties, making them an excellent choice for Somerset residents seeking traditional banking relationships with modern mortgage solutions.

Purdue Federal Credit Union has been serving Indiana communities for over 50 years and offers highly competitive mortgage rates to members throughout the state, including Somerset area residents. As a not-for-profit financial cooperative, they typically offer lower fees and more favorable terms than traditional banks. Their mortgage specialists provide personalized guidance through the entire homebuying process, with particular expertise in first-time homebuyer programs and government-backed loans. Their commitment to member service and community support makes them a trusted choice for mortgage financing in rural Indiana communities.