Top 3 Mortgage Lenders in Tipton

First Merchants Bank stands out as the premier local mortgage lender in Tipton with deep community roots and a physical branch presence in the city. They offer the advantage of local underwriting and decision-making, which can streamline the mortgage process significantly. With over 125 years of banking experience, they provide personalized service and competitive rates for both purchase and refinance loans. Their mortgage specialists have extensive knowledge of the Tipton County real estate market and offer flexible terms with various down payment options. Customers consistently praise their responsive communication and ability to close loans efficiently.

Ruoff Mortgage is one of Indiana's most highly-rated and trusted mortgage lenders with an exceptional reputation statewide, including strong service in Tipton and surrounding counties. Founded in Fort Wayne, they've grown to become a leading mortgage provider known for competitive rates, transparent processes, and outstanding customer service. They offer a wide range of loan products and have specialized programs for first-time homebuyers. With thousands of excellent reviews, customers frequently mention their efficient online application process, knowledgeable loan officers, and ability to meet tight closing deadlines. They maintain an A+ BBB rating and have won numerous industry awards.

Forum Credit Union provides excellent mortgage lending services to Tipton residents with competitive rates typically lower than traditional banks. As a not-for-profit financial cooperative, they return profits to members through better rates and lower fees. They offer comprehensive mortgage solutions including specialized first-time homebuyer programs with low down payment options and educational resources. Their mortgage team provides personalized guidance throughout the entire home buying process, and members appreciate the convenience of having mortgage, checking, and savings accounts in one place. Forum serves multiple counties in central Indiana and has built a strong reputation for member-focused service and community involvement.