Top 3 Mortgage Lenders in Topeka

First State Bank of Middlebury is a highly-rated community bank serving northern Indiana, including the Topeka area. With over 85 years of service, they offer personalized mortgage solutions with local decision-making. Their 4.8-star rating reflects exceptional customer service and competitive rates. As a community-focused institution, they provide various loan programs including first-time homebuyer options and construction loans, with loan officers who understand the local real estate market throughout Elkhart County and surrounding areas.

Lake City Bank is one of northern Indiana's largest and most established financial institutions, serving the Topeka area with a strong regional presence. With a 4.7-star rating from over 120 reviews, they offer comprehensive mortgage services including competitive construction loans and refinancing options. Their experienced loan officers provide personalized service with local underwriting decisions. The bank's long history dating back to 1872 demonstrates stability and commitment to the communities they serve throughout the region.

Ruoff Mortgage is Indiana's top-rated mortgage lender with an exceptional 4.9-star rating from over 450 reviews. Serving the entire state including Topeka, they specialize in all types of residential lending with particularly strong VA and first-time homebuyer programs. Founded in 1988, they've built a reputation for competitive rates, efficient processing, and outstanding customer service. Their digital mortgage platform combined with personalized service from local loan officers makes them a preferred choice for borrowers throughout Indiana seeking a smooth home financing experience.