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Home/Indiana/Universal
Universal, IN

Top 3 Mortgage Lenders in Universal

Compare verified mortgage lenders serving Universal, Indiana. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
276+
Reviews
8
Loan Types

Available Loan Programs in Universal

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer

Featured Mortgage Lenders

1

Brian C. Smith

Terre Haute Federal Savings Bank

★★★★☆
4.8/5

As a highly-rated community bank with deep roots in the Wabash Valley region, Terre Haute Federal Savings Bank has been serving Universal and surrounding areas for over a century. They offer personalized mortgage services with local decision-making, competitive rates, and exceptional customer service. Their mortgage team, including experienced loan officer Brian C. Smith, provides comprehensive guidance through the entire home financing process with expertise in various loan programs tailored to Indiana homebuyers' needs.

Experience:25 years
Reviews:89 customer reviews
643 Ohio Street, Terre Haute, IN 47807

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Ruoff Mortgage

Ruoff Mortgage

★★★★☆
4.9/5

Ruoff Mortgage is one of Indiana's largest and most reputable mortgage lenders with statewide service coverage including Universal. Founded in 1963, they have built an outstanding reputation for competitive rates, streamlined digital processes, and exceptional customer service. With thousands of positive reviews and multiple industry awards, they offer comprehensive mortgage solutions with local expertise and national capabilities. Their team includes specialized loan officers who understand the unique aspects of Indiana's housing market.

Experience:60 years
Reviews:2 customer reviews
1315 Directors Row, Fort Wayne, IN 46808

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinanceFirst-time Homebuyer
3

CrossCountry Mortgage, LLC

CrossCountry Mortgage, LLC - Clinton Office

★★★★☆
4.7/5

CrossCountry Mortgage's Clinton office provides expert mortgage services to Universal and surrounding Vermillion County areas. As a nationally recognized lender with strong local presence, they offer competitive rates and personalized service. Their experienced loan officers specialize in helping rural and small-town Indiana homebuyers navigate the mortgage process with expertise in USDA loans, which are particularly relevant for Universal area properties. The company maintains high customer satisfaction ratings with transparent processes and dedicated support throughout the loan journey.

Experience:18 years
Reviews:185 customer reviews
1191 South Jackson Street, Clinton, IN 47842

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Universal?

Local Market Knowledge

Lenders who understand Universal's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Indiana.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Universal and get competitive rates on your home loan.