Top 3 Mortgage Lenders in West Lafayette

Lafayette Federal Credit Union stands out as one of the most trusted local mortgage lenders serving West Lafayette, with deep roots in the Greater Lafayette community since 1936. They consistently receive exceptional ratings for their personalized service, competitive rates, and extensive knowledge of the local real estate market. As a member-owned financial cooperative, they prioritize customer satisfaction over profits, offering comprehensive mortgage solutions including specialized programs for Purdue University faculty, staff, and first-time homebuyers. Their local underwriting and decision-making process ensures faster closings and more flexible lending criteria tailored to the West Lafayette market.

Purdue Federal Credit Union has been serving the West Lafayette community since 1936 with a strong focus on the Purdue University community and local residents. They maintain an exceptional reputation for competitive mortgage rates and outstanding member service, with multiple physical branches conveniently located throughout West Lafayette. Their mortgage specialists have particular expertise in working with academic professionals, university employees, and first-time homebuyers. The credit union offers a comprehensive range of mortgage products with local processing and underwriting, ensuring personalized attention throughout the homebuying process and deep understanding of the unique West Lafayette housing market.

Ruoff Mortgage has built an outstanding reputation as one of Indiana's top mortgage lenders since 1963, with a strong local presence serving West Lafayette through their Lafayette branch. They consistently maintain near-perfect ratings across multiple review platforms and have received numerous industry awards for customer satisfaction and service excellence. As a direct mortgage lender with in-house underwriting and processing, they offer competitive rates and efficient closings. Their deep experience with the Greater Lafayette market, combined with their extensive loan product portfolio and digital mortgage platform, makes them a preferred choice for both purchase and refinance transactions in the West Lafayette area.