Top 3 Mortgage Lenders in Bernard

Dubuque Bank and Trust is a highly-rated regional community bank with deep roots in eastern Iowa, serving rural communities like Bernard with personalized mortgage services. They maintain exceptional 4.8-star ratings across multiple review platforms for their responsive local underwriting, competitive rural lending programs, and commitment to Iowa homeowners. Their USDA and FHA loan expertise is particularly valuable for Bernard area borrowers, and they offer construction loans for rural property development.

With nearly three decades serving eastern Iowa, American Mortgage & Financial Services has built an outstanding reputation for mortgage lending in rural Dubuque County communities. They consistently earn 4.9-star ratings for their exceptional customer service, local processing, and expertise with USDA rural development loans perfect for Bernard properties. Their team provides personalized guidance through the entire mortgage process with local decision-making and competitive rate options.

Wells Fargo maintains a strong physical presence in Dubuque with dedicated mortgage specialists serving the Bernard area. As one of the nation's largest mortgage lenders with over 170 years of experience, they offer comprehensive loan programs including specialized USDA rural housing loans ideal for Bernard residents. Their local branch provides face-to-face service combined with the resources of a major financial institution, offering competitive rates and various down payment assistance programs for Iowa homebuyers.