Top 3 Mortgage Lenders in Birmingham

Scott County Bank is a highly-rated community bank with deep roots in Eastern Iowa that serves the Birmingham area with personalized mortgage services. As a local institution with over a century of experience, they offer competitive rates and flexible loan options including USDA loans which are particularly valuable for rural areas like Birmingham. Their mortgage team provides one-on-one service and local underwriting decisions, making them a top choice for homebuyers seeking community-focused lending with the convenience of modern banking technology.

Hills Bank is a well-established Iowa-based financial institution that serves the Birmingham area with comprehensive mortgage solutions. With over a century of operation, they've built a strong reputation for competitive rates and exceptional customer service. Their mortgage specialists offer personalized guidance through the entire home buying process, including specialized rural lending programs suitable for the Birmingham community. The bank's local decision-making and commitment to Iowa communities make them a trusted choice for mortgages in southeast Iowa.

Great Western Bank is a regional bank with strong presence across Iowa, including service to the Birmingham area. They offer a wide range of mortgage products with particular expertise in agricultural and rural community lending, making them well-suited for the Birmingham market. With decades of experience serving Midwestern communities, they provide competitive rates and flexible terms. Their mortgage team includes local loan officers who understand the specific needs of southeast Iowa homebuyers, offering both in-person and digital mortgage services for convenience.