Top 3 Mortgage Lenders in Buffalo

Scott County Bank has established itself as one of the top community banks serving Eastern Iowa, including the Buffalo area. With over two decades of experience, they specialize in rural and small-town mortgage lending with particular expertise in USDA loans that benefit Buffalo residents. Their local decision-making process and personalized service have earned them exceptional customer satisfaction ratings. The bank maintains strong relationships with local real estate professionals and offers competitive rates with flexible terms tailored to individual financial situations.

Ascentra Credit Union has been serving the Quad Cities region including Buffalo, Iowa for over seven decades. As a member-owned financial cooperative, they consistently offer highly competitive mortgage rates and exceptional member service. Their mortgage specialists provide comprehensive guidance through the entire home buying process, with special programs for first-time homebuyers that are particularly beneficial for Buffalo residents. The credit union's community-focused approach and local underwriting have resulted in consistently high customer satisfaction ratings and numerous local awards.

GreenState Credit Union, Iowa's largest credit union, has an extensive mortgage lending operation that serves communities across Iowa including Buffalo. With eight decades of financial service experience, they offer a comprehensive range of mortgage products with particularly strong USDA rural development loan programs ideal for Buffalo-area homebuyers. Their digital mortgage application process combined with local loan officers provides both convenience and personalized service. GreenState consistently receives high marks for competitive rates, transparent fee structures, and exceptional customer support throughout the loan process.