Top 3 Mortgage Lenders in Cedar Falls

As the primary credit union serving the Cedar Valley region including Cedar Falls, UNI Credit Union has built an exceptional reputation over 85 years of service. They offer highly personalized mortgage services with local decision-making and deep community ties. Members consistently praise their competitive rates, transparent process, and knowledgeable loan officers who provide guidance throughout the entire home buying journey. Their long-standing presence in the Cedar Falls/Waterloo area ensures they understand local market conditions and can offer tailored mortgage solutions.

Veridian Credit Union maintains a strong presence throughout Iowa with multiple branches serving the Cedar Falls area. They are particularly noted for their first-time homebuyer programs and educational resources that help borrowers understand the mortgage process. Customers frequently mention their responsive service, competitive interest rates, and the ability to work with local representatives who provide personalized attention. Their not-for-profit structure often allows them to offer more favorable terms than traditional banks.

While headquartered in Iowa City, GreenState Credit Union has expanded to serve members across Iowa including the Cedar Falls area through digital services and occasional local events. They have received multiple national awards for their mortgage lending programs and are known for their innovative digital mortgage application process combined with human support. Customers appreciate their competitive rates, efficient processing, and the expertise of their mortgage specialists who guide borrowers through complex loan scenarios.