Top 3 Mortgage Lenders in Centerville

Community 1st Credit Union stands out as one of southern Iowa's most trusted mortgage lenders with over eight decades of service. While headquartered in Creston, they actively serve the Centerville area with personalized mortgage solutions and competitive rates. Their exceptional 4.8 rating reflects outstanding customer satisfaction, particularly for first-time homebuyers and those seeking USDA rural development loans. As a member-owned financial cooperative, they prioritize community relationships over profits, offering lower fees and more flexible underwriting than many larger institutions.

Bank Iowa provides exceptional localized mortgage services with an actual physical branch located right in Centerville, making them highly accessible for local residents. With over a century of community banking experience, they offer deep understanding of southern Iowa's real estate market. Their 4.7 rating demonstrates consistent customer satisfaction, particularly for construction loans and conventional mortgages. Bank Iowa's local loan officers provide personalized service and quick decision-making, with the stability of a well-established regional bank that understands the specific needs of Appanoose County homeowners.

Guild Mortgage Company brings national lending power with strong Iowa presence, regularly serving the Centerville area from their West Des Moines office. With a 4.6 rating and extensive review history, they're particularly noted for their exceptional VA loan expertise and comprehensive down payment assistance programs. Their 60+ years in business provides stability and extensive product options, while their local loan officers maintain strong knowledge of southern Iowa's housing market. Guild consistently receives praise for their responsive communication and ability to close loans efficiently, making them a top choice for buyers throughout the region.