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Home/Iowa/Charlotte
Charlotte, IA

Top 3 Mortgage Lenders in Charlotte

Compare verified mortgage lenders serving Charlotte, Iowa. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
670+
Reviews
11
Loan Types

Available Loan Programs in Charlotte

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
ARM
Investment Property
Renovation

Featured Mortgage Lenders

1

Ascentra Credit Union

Ascentra Credit Union

★★★★☆
4.8/5

Ascentra Credit Union is a highly-rated community financial institution serving eastern Iowa with exceptional mortgage services. With over 70 years of experience, they offer personalized service and competitive rates. Their mortgage team provides comprehensive guidance through the entire home buying process, specializing in first-time homebuyer programs and various government-backed loans. Ascentra has built a strong reputation for customer satisfaction and community involvement throughout the Quad Cities region, making them a trusted choice for Charlotte area residents seeking local, relationship-based mortgage lending.

Experience:70 years
Reviews:150 customer reviews
2223 Grant Street, Bettendorf, IA 52722

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
2

U.S. Bank

U.S. Bank National Association

★★★★☆
4.6/5

U.S. Bank is a nationally recognized financial institution with strong local presence throughout Iowa, including multiple branches in the Quad Cities area serving Charlotte residents. With one of the longest operating histories in American banking, they offer a comprehensive range of mortgage products with competitive rates and digital convenience. Their local mortgage specialists provide personalized service combined with the stability and resources of a major national bank. U.S. Bank consistently receives high marks for their efficient processing, transparent communication, and extensive mortgage expertise, making them a reliable choice for home financing in eastern Iowa.

Experience:160 years
Reviews:400 customer reviews
201 West 2nd Street, Davenport, IA 52801

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceConstructionInvestment Property
3

First Federal Mortgage

First Federal Mortgage Bankers

★★★★☆
4.7/5

First Federal Mortgage is a highly specialized mortgage banking firm serving the Quad Cities region and surrounding areas including Charlotte. With over two decades of experience, they focus exclusively on mortgage lending, allowing them to provide expert guidance and competitive rates. Their team of experienced loan officers offers personalized service and specializes in navigating complex financing situations. First Federal has built an outstanding reputation for their responsive communication, streamlined processes, and commitment to finding the right mortgage solution for each borrower's unique circumstances, making them a top choice for comprehensive mortgage services in eastern Iowa.

Experience:25 years
Reviews:120 customer reviews
3900 Middle Road, Bettendorf, IA 52722

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionRenovationFirst-time Homebuyer

Why Choose a Mortgage Lender in Charlotte?

Local Market Knowledge

Lenders who understand Charlotte's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Iowa.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Charlotte and get competitive rates on your home loan.