Top 3 Mortgage Lenders in Chelsea

Peoples Bank is a highly-rated regional lender with strong presence throughout Eastern Iowa. With over 20 years serving Iowa communities, they offer personalized mortgage services with local decision-making. Their mortgage team, led by experienced professionals like Ryan Dusil, receives exceptional customer reviews for responsive communication, competitive rates, and guiding borrowers through the entire process. As a community bank, they understand the unique needs of rural Iowa homebuyers and offer specialized USDA loans ideal for Chelsea-area properties.

Hills Bank has been serving Eastern Iowa communities for over a century and maintains an excellent reputation for mortgage lending. They consistently receive high marks for customer service, local underwriting, and competitive rate offerings. Their mortgage specialists have extensive experience with rural properties and agricultural areas like Chelsea, offering specialized loan programs including USDA rural development loans. The bank's long-standing community presence ensures deep understanding of local real estate markets and personalized service throughout the loan process.

U.S. Bank maintains a strong local presence in Eastern Iowa with their Cedar Rapids mortgage office serving communities throughout the region, including Chelsea. As one of the nation's largest banks with deep roots in the Midwest, they offer comprehensive mortgage products with the stability of a major financial institution combined with local expertise. Their mortgage team receives excellent reviews for professional service, efficient processing, and competitive rate options. The combination of national resources and local decision-making makes them a top choice for Chelsea-area borrowers seeking reliable mortgage services.