Top 3 Mortgage Lenders in Cincinnati

River Hills Credit Union is a highly-rated community financial institution serving southeast Iowa, including the Cincinnati area. With over 85 years of operation, they offer personalized mortgage services with competitive rates and local decision-making. Their mortgage team provides comprehensive guidance through the entire homebuying process, specializing in first-time homebuyer programs and various government-backed loans. Members consistently praise their exceptional customer service, transparency, and willingness to work with borrowers of all financial backgrounds.

Peoples Savings Bank has been serving southern Iowa communities for over a century, establishing itself as a trusted local mortgage lender. They offer a wide range of mortgage products with the advantage of local underwriting and personalized service. The bank is particularly known for their construction and land loan expertise, making them ideal for rural properties around Cincinnati. Customers consistently report smooth closing processes, competitive rates, and the convenience of working with lenders who understand the local real estate market.

Hills Bank and Trust Company is a well-established regional bank serving multiple counties in eastern Iowa, including areas near Cincinnati. With decades of mortgage lending experience, they offer comprehensive home financing solutions backed by strong local market knowledge. Their mortgage team is praised for responsiveness, attention to detail, and competitive rate offerings. The bank provides both digital convenience and personalized service, with mortgage specialists who guide borrowers through every step of the process. They're particularly noted for their construction lending expertise and flexible underwriting approach.