Top 3 Mortgage Lenders in Columbia

Veridian Credit Union stands out as one of Eastern Iowa's most trusted mortgage lenders with nearly 90 years of service. While based in Dubuque, they serve the entire state of Iowa including Columbia and surrounding rural communities. They consistently receive exceptional ratings for their personalized service, competitive rates, and expertise in rural property financing. Their mortgage specialists are particularly skilled with USDA loans which are ideal for Columbia's rural setting, and they offer extensive educational resources for first-time homebuyers. Members praise their streamlined application process and local decision-making authority.

Hills Bank has been a cornerstone of Eastern Iowa's financial landscape since 1938 and maintains a strong presence throughout the region including service to Columbia. They are particularly renowned for their agricultural and rural property lending expertise, making them an excellent fit for Columbia residents. Their local underwriting team understands the unique aspects of rural Iowa properties, and they offer special construction and lot loan programs. Customers consistently rate them highly for their responsive service, knowledgeable loan officers, and commitment to the communities they serve.

As Iowa's largest credit union, GreenState (formerly University of Iowa Community Credit Union) has an extensive service area that includes Columbia and surrounding rural communities. With nearly 80 years of operation, they've built an outstanding reputation for mortgage lending across the state. They offer particularly competitive rates and have specialized programs for rural properties, first-time homebuyers, and agricultural properties. Their digital mortgage application process receives high praise for efficiency, while maintaining the personal service of local loan officers who understand Eastern Iowa's unique housing market.