Top 3 Mortgage Lenders in Coralville

Veridian Credit Union stands as one of the most highly-rated mortgage lenders in the Coralville area with deep community roots spanning nearly nine decades. As a member-owned financial cooperative, they consistently receive exceptional ratings for their personalized service, competitive rates, and local decision-making. Their mortgage team specializes in guiding first-time homebuyers through the process while offering a comprehensive range of loan products. With a physical branch in Coralville and strong presence throughout Eastern Iowa, they provide the convenience of local service combined with the resources of a substantial financial institution. Customers consistently praise their responsive communication, transparent process, and commitment to finding the right mortgage solution for each borrower's unique situation.

Hills Bank and Trust Company has been serving the Coralville community since 1936 and maintains one of the strongest local reputations for mortgage lending in Eastern Iowa. Their Coralville branch features an experienced mortgage team that understands the local real estate market dynamics. The bank is particularly noted for their construction lending expertise and portfolio loan options that provide flexibility beyond standard programs. Customers frequently highlight the bank's local underwriting authority, which allows for quicker decisions and more personalized service. With consistently competitive rates and a commitment to community banking principles, Hills Bank has built long-term relationships through multiple generations of homebuyers in the Coralville and Iowa City area.

New American Funding brings national lending power with local service through their Iowa City team that actively serves Coralville homebuyers. While newer than the local institutions, they've rapidly built a strong reputation for competitive rates and innovative loan programs, particularly their special programs for minority homebuyers and flexible credit requirements. Their local loan officers have extensive knowledge of the Coralville market and provide personalized service throughout the mortgage process. The company receives consistent praise for their digital mortgage experience and efficient processing timeline. As a direct lender with their own servicing portfolio, they can offer unique flexibility in underwriting and maintain relationships with borrowers long after closing.