Top 3 Mortgage Lenders in Council Bluffs

Great Western Bank stands out as a premier regional mortgage lender with a strong physical presence in Council Bluffs. As a community-focused bank with deep roots in Iowa, they offer personalized service and local underwriting decisions. Their mortgage team has extensive experience with first-time homebuyer programs and agricultural property financing, which is particularly valuable in the Council Bluffs area. Customers consistently praise their competitive rates, transparent process, and the ability to close loans efficiently. The bank's long-standing reputation (founded in 1935) and local decision-making authority make them a top choice for Council Bluffs residents seeking reliable mortgage services.

Serving the entire Omaha-Council Bluffs metropolitan area, Omaha Loan Solutions has built an exceptional reputation for mortgage expertise and customer service. As a dedicated mortgage broker, they work with multiple lenders to secure the best possible rates and terms for Council Bluffs homebuyers. Their specialization in first-time homebuyer programs and VA loans makes them particularly valuable for military families from nearby Offutt Air Force Base. With hundreds of 5-star reviews highlighting their responsiveness, knowledge, and ability to handle complex situations, they've become one of the most trusted mortgage providers in the region despite being based across the river in Omaha.

Liberty First Credit Union has been serving the Omaha-Council Bluffs community since 1935 and offers exceptional mortgage products to Council Bluffs residents. As a not-for-profit financial cooperative, they frequently provide more competitive rates and lower fees than traditional banks. Their mortgage team specializes in helping members navigate the entire homebuying process, with particular expertise in first-time homebuyer assistance programs available in both Iowa and Nebraska. Members consistently praise their educational approach, patience with questions, and commitment to finding the right mortgage solution. While based in Omaha, they actively serve Council Bluffs customers and understand the unique aspects of the Iowa real estate market.