Top 3 Mortgage Lenders in De Soto

Wells Fargo maintains a strong physical presence throughout Iowa with multiple branches serving the Des Moines metro area, including nearby communities like De Soto. As one of the nation's largest mortgage lenders, they offer comprehensive loan programs with competitive rates and extensive digital tools. Their experienced local mortgage consultants provide personalized service for both purchase and refinance transactions, with special programs for first-time homebuyers and government-backed loans.

U.S. Bank has maintained a strong regional presence in Iowa for decades with multiple branches throughout the Des Moines metropolitan area. They are particularly noted for their construction-to-permanent loan programs and competitive jumbo loan options. The company receives high marks for customer service and loan processing efficiency, with local mortgage officers who understand the central Iowa market including rural communities like De Soto.

Veridian Credit Union has served Iowa communities for nearly 90 years and maintains a strong presence throughout central Iowa, including service to De Soto residents. They are particularly well-regarded for their competitive rates and personalized service approach. As a member-owned cooperative, they focus on community banking values with specialized programs for rural properties and first-time homebuyers. Their mortgage team receives consistently high ratings for responsiveness and guidance throughout the homebuying process.