Top 3 Mortgage Lenders in Decatur

First State Bank is a highly-rated community bank with deep roots in southern Iowa, serving Decatur County residents for over 120 years. They offer personalized mortgage services with local decision-making, competitive rates, and exceptional customer service. Their mortgage team, led by experienced loan officers, specializes in helping rural and small-town homeowners with various loan programs including USDA loans perfect for Decatur County's rural character. The bank maintains a 4.8-star rating across multiple review platforms with customers praising their responsive service and local expertise.

Greater Iowa Credit Union serves members across southern Iowa including Decatur County, offering competitive mortgage rates and personalized service. With over 85 years of financial experience, they provide a full range of mortgage products with particular strength in first-time homebuyer programs and USDA rural development loans. Their mortgage team receives consistent praise for walking members through the entire process and offering competitive rates that often beat larger banks. The credit union's community-focused approach and member-owned structure make them a top choice for Decatur area homebuyers.

Iowa State Bank has been serving southern Iowa communities for over 120 years, with strong presence in Decatur County and surrounding areas. They offer comprehensive mortgage services with expertise in rural property financing, construction loans, and agricultural property lending. Their experienced loan officers provide local underwriting and decision-making, ensuring quick turnaround times and personalized service. Customers consistently rate them highly for their knowledge of rural property values and ability to navigate unique property situations common in Decatur County. The bank's long-standing community commitment and competitive loan programs make them an excellent choice for area residents.