Top 3 Mortgage Lenders in Elgin

As Elgin's local community bank, Farmers State Bank has been serving the community for over a century with deep roots in the area. They offer personalized mortgage services with local decision-making and understand the unique needs of rural Iowa homeowners. Their longstanding presence and commitment to Elgin make them a trusted choice for residential mortgages with competitive rates and flexible terms tailored to agricultural and rural communities.

U.S. Bank brings national lending power with strong regional presence throughout Iowa. They offer a comprehensive range of mortgage products with competitive rates and digital convenience. With extensive experience in rural and small-town lending, they understand the northeast Iowa market well. Their strong customer service ratings and flexible loan options make them a reliable choice for Elgin residents seeking both conventional and government-backed mortgages.

Mitten Mortgage is a highly-rated Iowa-based mortgage broker serving the entire state, including Elgin and surrounding communities. They excel at finding the best rates and terms from multiple lenders, offering personalized service with local expertise. Their exceptional 4.9 rating reflects outstanding customer satisfaction and their ability to navigate complex rural property financing. They specialize in helping borrowers throughout northeast Iowa with various loan programs and competitive pricing.