Top 3 Mortgage Lenders in Elkhart

Farmers State Bank has been serving Central Iowa communities for over a century with deep roots in rural and agricultural lending. As a community-focused institution with branches throughout Story County and surrounding areas, they offer personalized mortgage services with local decision-making. Their experienced loan officers understand the unique needs of Elkhart residents and provide competitive rates on conventional, government-backed, and construction loans. The bank maintains exceptional customer satisfaction ratings with their hands-on approach and commitment to Iowa communities.

Bank Iowa has established itself as one of the premier mortgage lenders serving Central Iowa, including the Elkhart area. With multiple locations throughout the region, they offer comprehensive mortgage solutions with a "hometown" approach. Their mortgage team specializes in both purchase and refinance transactions with competitive rates and flexible terms. Bank Iowa is particularly noted for their expertise in rural housing loans and first-time homebuyer programs, making them an excellent choice for Elkhart residents seeking personalized service from an Iowa-based lender.

NFM Lending operates a strong Des Moines branch that actively serves the Elkhart community with a wide range of mortgage products and competitive pricing. As a national mortgage lender with local presence, they combine the resources of a large institution with personalized service from local loan officers. NFM is particularly strong in government-backed loans and offers innovative digital mortgage solutions alongside traditional lending. Their team has extensive experience with Iowa's housing market and provides dedicated support throughout the entire loan process, from application to closing.