Top 3 Mortgage Lenders in Epworth

Dubuque Bank and Trust stands out as a premier regional mortgage lender serving Epworth and surrounding communities with deep local roots and exceptional customer service. As part of the Heartland Financial USA network, they combine local decision-making with substantial lending capacity. Their mortgage team receives consistently high marks for personalized service, competitive rates, and streamlined processing. With expertise in both rural development (USDA) loans and conventional financing, they're particularly well-suited for the Epworth area's mix of rural and suburban properties. Their local underwriters and quick turnaround times make them a top choice for homebuyers seeking a community-focused lending partner.

Hills Bank has built an outstanding reputation across Eastern Iowa for mortgage lending excellence, with particular strength in serving smaller communities like Epworth. Their mortgage specialists are praised for their expertise in rural financing options and patient, educational approach with first-time homebuyers. The bank consistently offers competitive rates and maintains strong relationships with local real estate professionals. Customers frequently highlight the bank's responsive communication and ability to close loans efficiently. With multiple branches throughout the region and deep community involvement, Hills Bank provides the perfect blend of local understanding and financial stability for Epworth area home purchases.

GreenState Credit Union consistently ranks among Iowa's top mortgage lenders with exceptional customer satisfaction ratings and highly competitive rates. Serving Epworth through their Dubuque location, they offer the advantage of credit union membership benefits combined with sophisticated mortgage services. Their digital mortgage application process receives particular praise for convenience and transparency. GreenState excels at first-time homebuyer programs and offers unique member benefits like rate discounts for automatic payments. With some of the lowest closing costs in the region and a reputation for going above-and-beyond for members, they've earned numerous awards for mortgage lending excellence and community service throughout Iowa.