Top 3 Mortgage Lenders in Farmington

First Central State Bank has been serving Southeast Iowa communities for over 120 years and is highly regarded for their local mortgage expertise. As a community bank with deep roots in the region, they offer personalized service and local decision-making that benefits Farmington residents. Their mortgage team has extensive experience with rural and small-town property financing, including USDA loans which are particularly relevant for the Farmington area. Customers consistently praise their responsive service, competitive rates, and the ability to work directly with local loan officers throughout the entire process.

Great Western Bank maintains a strong regional presence throughout Iowa with multiple branches serving the Farmington area. They offer a comprehensive range of mortgage products with the advantage of being a larger regional bank while still maintaining local service standards. Their mortgage specialists are known for providing competitive rates and flexible terms, with particular expertise in agricultural and rural community lending. The bank has received numerous local awards for customer service and community involvement, making them a trusted choice for Farmington homebuyers seeking reliable mortgage financing.

Community 1st Credit Union serves multiple counties in Southeast Iowa including the Farmington area, offering member-focused mortgage solutions with typically lower rates and fees than traditional banks. Their mortgage team specializes in working with first-time homebuyers and provides educational resources throughout the home buying process. As a not-for-profit financial cooperative, they consistently offer competitive mortgage rates and personalized service. Members frequently highlight the credit union's transparency, low closing costs, and the patience of their loan officers in explaining complex mortgage concepts to borrowers.